Dashboard · Fintech pricing

Fintech Pricing Mastery

Pricing a fintech is not pricing software. Interchange, network fees, sponsor-bank splits, FX spread and funding cost all sit between the headline rate and the margin. This is the operator system that models them — with live calculators, not slides.

Ten sections. Live calculators. Single HTML file. Runs offline. Owned forever.

Want the free calculators first?

The three fintech compliance calculators are free and need no email. They are a different problem — this system is the pricing and unit-economics side.

What's inside

The fintech P&L mental model

Where the money actually leaks between headline rate and margin

Take-rate optimiser

Payments take-rate modelled against volume and mix

Interchange & network fees

Interchange cost and markup, calculated rather than assumed

Partnership economics (BaaS)

The sponsor-bank margin split, modelled both ways

FX margin modeller

Spread, cost and the real margin on cross-border

Lending margin stack

Funding cost through to net, layer by layer

Custody / trust fee modeller

Fee structures against the cost of holding

Negative gross margin detector

A per-customer margin audit that finds the ones costing you money

Four archetype playbooks

Neobank, payments processor, lending and B2B fintech

Partnership negotiation scripts

The conversation, written before you are in it

Live calculators run in the page. Your entries save to your own browser. Single HTML file — no login, no subscription, runs offline.

Built for

Fintech founders and commercial leads setting or defending a price
Anyone negotiating a sponsor-bank or BaaS revenue split
Teams who suspect some customers are unprofitable but cannot yet prove which

Where it goes next

For the general pricing method across any business, Pricing Mastery at $227 is the non-fintech sibling. For the wider fintech compliance stack, the Fintech Compliance Bundle covers the regulatory side.

The calculators model your inputs. They make no claim about your margins, your negotiation, or your outcome — those rest on your numbers and your judgement.

Owned forever · paid once

60-day guarantee. Full refund, no questions asked. If it doesn't earn its place, email us and it's reversed.

$227 USD

Buy now · $227

Stripe checkout. Single HTML file emailed within 1 business hour.

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