Your three fintech compliance calculators

PCI-DSS Scope Calculator

For any system that processes, stores, or transmits cardholder data (CHD) or sensitive authentication data (SAD). Calculates which environments are in scope and what compliance level applies. Catches the trap where teams assume tokenization fully removes scope when it often doesn't.

SOC 2 Readiness Score (5 Trust Criteria)

SOC 2 Type II requires demonstrable controls across 5 Trust Service Criteria. This calculator scores readiness across all 5 and returns a percentage + a remediation priority list. Type II audits typically need 6+ months of operational evidence — this tells you whether you're ready to start the observation window or need to fix gaps first.

KYC/CDD Risk Score (Customer Onboarding)

For BSA/AML compliance under FinCEN Customer Due Diligence Rule. Scores customer risk based on geography, business type, ownership structure, transaction patterns, and PEP/sanctions exposure. Returns a tier (Low/Medium/High/Prohibited) and the EDD requirements that follow.

• Customer or beneficial owner located in FATF high-risk or sanctioned jurisdiction
• Customer or beneficial owner is a PEP (Politically Exposed Person)
• Cash-intensive business (MSB, casino, ATM operator, etc.)
• Beneficial ownership chain has 3+ layers or includes nominees
• Expected monthly transaction volume > $500K USD
• High-risk industry (crypto, gambling, MSB, arms, adult content)
• Significant cross-border activity (>30% of volume)
• Sanctions screening returned a possible match (not yet cleared)

Click each item to toggle. The calculator scores the customer and tells you what EDD is required.