Fintech Toolkit · Card Program Dashboard

Card Program Compliance Toolkit

A 13-module operator dashboard for fintech card programmes. Programme framework, BIN sponsor governance, network rules (Visa / Mastercard / Amex / Discover), PCI scope, dispute / chargeback ops, settlement controls, prepaid / debit / credit overlays, fraud co-ordination, customer disclosures, programme audit, examination readiness. Single HTML. Runs offline. Owned forever.

"Card programmes have three regulators on the same transaction: the BIN sponsor, the network, and federal / state regulators. Three rule books, three escalation paths. Map all three before you launch a new card product."

What's inside

Programme Framework

3-regulator stack · governance · 3 lines of defence

BIN Sponsor Governance

MOU · oversight rights · reporting · termination

Network Rules Map

Visa Core · MC OpReg · Amex / Discover · region overlays

PCI Scope & SAQ

SAQ-A / SAQ-D · scope reduction · pen-test cadence

Dispute / Chargeback Ops

Reason codes · representment · pre-arbitration

Reg E / Reg Z Overlay

Live JS · debit Reg E · credit Reg Z · prepaid overlay

Settlement Controls

Daily recon · BIN-sponsor settlement · network reports

Card Issuance

CIP · KYC · activation · re-issuance · lost / stolen

Disclosures

Reg E · Reg Z · Reg DD · network · cardholder agreement

Fraud Co-ordination

Network rules · BIN sponsor · merchant fraud · Reg E disputes

Programme Audit

Quarterly · BIN-sponsor exit · network-rule conformance

Examination Readiness

Sponsor-bank exam · CFPB exam · network audit

Committee Charter

CCO chair · CISO · COO · BIN-sponsor liaison · cadence

Built for

Heads of Compliance / CCOs at fintech card-programme issuers
Programme managers running BIN-sponsor relationships
Heads of Card Operations responsible for dispute / chargeback / settlement
CFOs / Treasurers managing BIN-sponsor settlement risk
External counsel and card-programme consultants

Format + licence

Single HTML file. Runs offline. Editable. Print-friendly.
1 working JS calculator (Reg E / Reg Z dispute liability calculator).
Single-organisation licence. Methodology output yours to keep.
14-day satisfaction guarantee.

Owned forever · paid once

$497 USD

Buy now · $497

Stripe checkout. Single HTML file emailed within 1 business hour.

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